Running a business in India comes with its own set of opportunities and challenges. One common requirement for entrepreneurs and small business owners is access to timely and adequate funding. Whether it is to manage working capital, expand operations, or invest in new equipment, a can provide the financial support your venture needs.
That is where a Bajaj Finserv Business Loan can help you bridge the gap and meet your business goals with ease. And now, with the Bajaj Finserv Loan Fest offer, you can enjoy more than just funding. You can earn up to Rs. 3,000 cashback on successful loan disbursal.
Why a business loan is essential for growth
Business growth often requires more than just great ideas. You need resources, infrastructure, skilled staff, and most importantly - capital. A business loan gives you the financial flexibility to scale up without compromising on daily operations. A business loan offers the required liquidity to meet your evolving business needs like:
Digitising your operations
Upgrading machinery
Smoothly running operational expenses
Expanding your product line
Once you have identified your business needs, the next step is to check whether you qualify for the right financing.
Know your business loan eligibility
Before applying for a loan, understanding your can help speed up the approval process. Lenders assess multiple factors, including your business stability, credit score, and income documents. Each lender has their specific requirements.
Here is a basic eligibility checklist:
Nationality: Indian
Business vintage: Minimum 3 years
Age: 18 to 80 years* at loan maturity
CIBIL Score: 685 or higher
Work status: Self-employed
Required documents: KYC documents, PAN card, proof of business ownership, and relevant financial documents
Meeting these basic requirements improves your chances of a smooth and hassle-free application process.
Features and benefits of Bajaj Finserv Business Loan
Among the many lending options available, Bajaj Finance is often preferred for its suite of features, transparent terms, and hassle-free process. Here is what you can expect when you apply for a Bajaj Finserv Business Loan:
Substantial loan amount: Borrow anywhere from Rs. 2 lakh up to Rs. 80 lakh
Multiple loan variants: Choose from Term Loan, Flexi Term Loan, or Flexi Hybrid Loan
No collateral requirement: No need to pledge assets or bring in guarantors
Convenient tenure: Repay over a period of 12 to 96 months
Fast disbursals: Funds are typically credited to your bank account within 48 hours
100% online application: Apply from anywhere, at your convenience
Transparent charges: All fees and terms are clearly disclosed upfront
The Flexi variants allow you to borrow as needed and prepay without any additional charges, making cash flow management easier for growing businesses.
How to apply for a Bajaj Finserv Business Loan
Applying for a business loan is now simpler than ever. Here is a quick step-by-step guide:
Visit the loan application page and click on the ‘Apply’ button
Enter your 10-digit mobile number and OTP
Fill out the application form with your basic details
Choose your preferred loan amount and variant
Select your desired repayment tenure (12 to 96 months)
Once approved, the funds will be transferred directly to your bank account. Securing the right financing at the right time can be a game changer for your business. With a Bajaj Finserv Business Loan, you get more than just funds, you get a partner in your growth journey. So, whether you are planning to increase your inventory, expand your service areas, or simply need funds to navigate seasonal business fluctuations, now is the time to act.
Maximise your savings with the Loan Fest Offer
There has never been a better time to apply for a business loan. As part of the Loan Fest, Bajaj Finance is offering attractive cashback rewards on loans disbursed between 1st March 2025 and 31st March 2025.
Here is what the first 100 customers to get their loans disbursed during the offer period can earn:
Rs. 1,000 cashback for loan amounts between Rs. 1 lakh – Rs. 7 lakh
Rs. 2,000 cashback for loan amounts between Rs. 7 lakh – Rs. 15 lakh
Rs. 3,000 cashback for loan amounts above Rs. 15 lakh
The cashback will be credited to your Bajaj Pay Wallet within 90 days of successful loan disbursal and activation.
Apply today and get the support you need to grow, and lead your industry. Take advantage of the Loan Fest cashback offer and boost your business with confidence.
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